06/08/2026
Periodically I do a PSA (Public Service Announcement) So here it is again. I see alot of chatter about insurance and surveys and whos cheapest etc etc etc...
So heres what I tell you from experience: First know your coverages and deductibles as well as whats covered in a worse case scenario.. (EPA Haxmat and salvage coverages) The time to know is before you ever need it.
Second: Towing insurance and Salvage are two completely different categories when it comes to cost. I always recommend unlimited towing insurance with whichever company you choose. I dont personally endorse one because they are both amazing companies and I have used both.
Finally, The picture was my personal boat a few years back when she met her demise. Because I knew my coverages and costs when the call came in? It was much easier to say "you have all the insurance on her so raise it, tow it, and ill see you in awhile."
The time to know is BEFORE you need it.... Trust me on this one! Dont go for the cheapest premium. Go for the coverage that you can count on not tomkill your wallet... My coverages cost me absolutely ZERO out of pocket..