PropSeva

28/02/2026

If you don’t write a Will, the law will write one for you.

When someone passes away without a Will, succession laws step in to decide who gets what. The distribution may be legally correct — but not necessarily what the person truly intended.

Many families assume assets will automatically pass to the “right” people. In reality, intestate succession often brings confusion, delays, and sometimes unexpected outcomes.

Most disputes in families arise not from greed — but from ambiguity.

Estate planning starts with a simple step: understanding what happens if you do nothing.

Because in the end,
Clarity is the greatest gift you can leave behind.

Call now to connect with business.

22/02/2026

https://www.livelawbiz.com/banking-nbfc/surviving-joint-holder-cannot-claim-ownership-of-bank-locker-contents-after-co-holders-death-kerala-high-court-523508
Joint holding is not a substitute for a Will.
Many people believe that holding accounts, investments, or property jointly automatically grants the survivor absolute ownership.
The reality? In many jurisdictions, joint holding only simplifies administration or provides a "right of survivorship" for convenience. It does not necessarily convey absolute legal title or override the claims of legal heirs.
Without a clear estate plan or Will, you may be leaving your survivors with a legal headache instead of a legacy.

The Kerala High Court has recently clarified that the “either or survivor” clause in a joint bank locker agreement, which ordinarily allows the surviving holder to operate the locker after the...

14/02/2026

29/01/2026

26/01/2026

Freedom isn’t just political. It’s also financial—and generational.

This Republic Day, while we celebrate the Constitution that safeguards our rights, let’s reflect on the systems we create for our own families.

A clear will and succession plan ensure:

✔️Your wishes are respected
✔️Your family avoids unnecessary stress
✔️ Your legacy is transferred—not tangled in disputes

Just as a strong Constitution brings order and continuity to a nation, a strong estate plan does the same for your family.

This Republic Day, honour the spirit of foresight and responsibility. Start the estate planning conversation.

🇮🇳Happy Republic Day 🇮🇳

16/01/2026

🌾 Makara Sankranti: A Time for Transition, Intention & Planning Ahead 🌞

Makara Sankranti marks the Sun’s journey into Capricorn—symbolising movement, clarity, and a new phase. Traditionally, it’s a time to let go of what no longer serves us and prepare for what lies ahead.

In personal finance, this transition is a powerful reminder of estate planning.

Estate planning isn’t just about wealth—it’s about certainty, care, and continuity. A well-thought-out Will, nomination review, and guardianship planning ensure that your loved ones are protected, your intentions are honoured, and difficult decisions aren’t left for your family during emotional times.

Just as Sankranti encourages mindful transitions in life, estate planning helps create a smooth transition of responsibility and assets, with dignity and clarity.

This festive season, along with til-gul and good wishes, consider giving your family a quieter but lasting gift—peace of mind.

✨ Til-gul ghya, god-god bola… and plan wisely. ✨

03/01/2026

https://propseva.com/estate-planning/

01/01/2026

As we step into the New Year, resolutions often focus on health, career, and investments—but one crucial goal is often missed: Estate Planning.

A will, nominations, and a clear succession plan are not about wealth alone; they are about clarity, control, and care for your loved ones. Estate planning is a gift of certainty that spares your family from confusion and conflict during difficult times.

This New Year, add one meaningful resolution to your list: get your estate plan in order.

Because true financial planning isn’t just about growing wealth—it’s about protecting it, and the people who matter most.

17/12/2025

Silence in important matters invites disorder!
True wisdom lies not in how much wealth you create, but in how peacefully you pass it on!

05/12/2025

25/10/2025

If You’ve Bought a House, It’s Time to Write Your Will

Buying a home marks a major life milestone — it’s a symbol of stability, achievement, and care for your loved ones.

But what many homeowners forget is this: ownership alone doesn’t guarantee smooth inheritance.

Without a Will, even the most harmonious families can face delays, disputes, and stress due to succession laws.

A Will ensures clarity — it reflects your wishes, reduces legal uncertainty, and safeguards the home you worked so hard to build.

Think of it as the final step in responsible homeownership:
You bought the house to secure your family’s future.
Now, write your Will to secure their peace of mind.

Because protecting your family shouldn’t end with buying the house — It should continue with securing it.