03/04/2026
What Happens When You Think Your Skills Are Better Than They Actually Are
Last summer, a Cirrus SR22T touched down on Runway 18 at Fargo (KFAR), bounced, veered off the runway, and crashed. Winds were reported at 250° at 13 gusting 23, slightly exceeding the Cirrus maximum demonstrated crosswind of 21 knots.
The NTSB final report later cited the probable cause as a failure to maintain directional control in gusting crosswinds.
How many times have you heard a pilot say “the maximum crosswind is not a limitation” and “I exceed it all the time”. The FAA and insurance industry have long warned that knowingly operating outside the manufacturer’s demonstrated envelope creates serious legal and financial exposure. While maximum demonstrated crosswind is not a regulatory limitation, it is often described as:
“Not a legal limit — but a legal landmine.”
If you exceed it and have an accident, here’s what could happen:
• FAA — Possible 91.13 careless or reckless determination
• NTSB — Probable cause may cite winds exceeding demonstrated crosswind
• Insurance — Claim denial or reduction
• Civil court — Negligence liability if anyone is injured
• Your certificate — Possible suspension or enforcement action
• Your finances — Potentially catastrophic exposure
Takeaway: The numbers in your POH aren’t suggestions. They exist to protect you legally, financially, and physically. Exceed them at your own risk.
Fly safe, friends. ✈️
