Anna Fuksa

08/29/2026

A high credit score is a big advantage. But when it comes to buying real estate, lenders look at much more than just your credit.

You can have a 740, 760, or even 800 credit score and still be denied for a mortgage — or qualify for a much lower amount than you expected.

The reason is simple: your credit score is only one part of the qualification process.

Lenders also look at your income, employment type, tax returns, monthly debts, debt-to-income ratio (DTI), funds for the down payment, large deposits into your accounts, new debt before closing, and even the property you’re purchasing.

There can be even more factors to consider if you’re self-employed, receive 1099 income, own a business, or are purchasing a condo.

That’s why I always tell my clients: don’t start your home search with Zillow.

First, you need to understand:
How much can you actually qualify for? Which loan program works best for your situation? And are your finances truly ready for a home purchase?

One more important thing: after receiving your pre-approval, avoid financing a new car, opening new credit cards, making large unexplained transfers, or making significant financial changes without speaking with your lender first.

Just one financial decision can change your qualification — even right before closing.

Planning to buy real estate in Chicagoland? Send me “PRE-APPROVAL” and I’ll help you understand where to start and what options may be available to you.

☎️630.943.1536 Anna Fuksa. I work with first-time home buyers, investment properties, Fix & Flip projects, and new construction directly from builders.

08/27/2026

08/27/2026

Cook County homeowners — your Second Installment Property Tax Bill is now available.

The 2025 Tax Year Second Installment is due October 1, 2026.

If you’re not sure where to find your bill or how to pay it, I created this simple step-by-step guide for you.

You can:
• Find your property by address or 14-digit PIN
• Verify the amount due and due date
• Pay online through the official Cook County Treasurer website
• Pay by checking or savings account with $0 fee
• Confirm that your payment was received

⚠️ Important: If your property taxes are paid through your mortgage escrow account, check with your mortgage servicer before making a payment yourself — you don’t want to pay twice.

And if you recently purchased your home, don’t ignore a property tax bill just because it still shows the previous owner’s name. Always verify the property address and PIN.

Save this post for later and share it with a Cook County homeowner who may need it.

☎️6309431536 Anna Fuksa | Illinois REALTOR®
First-Time Home Buyers | Investment Properties | Fix & Flip | New Construction

08/24/2026

Fully renovated and move-in ready!
This beautifully updated home in Mount Prospect offers modern finishes, functional living space, and a long list of improvements.

📍 211 N Graylynn Dr, Mount Prospect, IL 60056
💰 $485,000
🛏 3 Bedrooms
🛁 2 Full Bathrooms
📐 1,420 sq. ft.
🚗 2-Car Garage

Highlights include:

• Brand-new modern kitchen
• 2 fully renovated bathrooms
• New flooring throughout
• New interior doors
• Updated electrical system
• Updated plumbing
• Most windows replaced
• New air-conditioning system
• Finished attic — perfect for a home office, playroom, guest area, or additional living space
• Large backyard
• All renovations completed with the required permits

🔥 Currently available on the Private Market.
Showings begin September 3rd.

Want to see it before it hits the public market? Send me a DM to schedule a private showing or get more information.

Anna Fuksa | REALTOR®
Licensed Real Estate Broker in Illinois
KOMAR Real Estate
📞 630-943-1536

Helping with:
🏡 Buying & Selling Real Estate
🔑 First-Time Home Buyers
🏗 New Construction
🔨 Fix & Flip Properties
📈 Investment Properties

08/11/2026

These days, being a Realtor is about much more than showings, writing offers, negotiating, and closing deals.

Part of the job is also being visible, creating content, sharing knowledge, and explaining real estate in a way people can actually understand.

So today — a little camera, lights, and “Netflix” 😂
Tomorrow — back to showings, negotiations, and contracts. 🏡

Because in real estate, people don’t just choose a property — they choose who they trust to guide them through the process.

☎️ 630.943.1536 | Anna Fuksa
Your trusted real estate advisor and Realtor.

08/10/2026

🏡 Townhome for Sale | Roselle, IL

💰 $509,900
🛏 3 bedrooms
🛁 2.5 bathrooms
🚗 Attached garage
🏠 Finished basement

✨ Hardwood floors
✨ Granite countertops & stainless-steel appliances
🔥 Fireplace
🛁 Primary suite with soaking tub & double vanity
🧺 2nd-floor laundry
🏡 Finished basement + extra storage
📱 Smart Home system & security cameras
⚡ Tesla charger
❄️ New A/C & furnace (2024)
💧 New water heater (2024) & sump pump (2026)
🚆 Convenient access to Metra, shopping & highways

Move-in ready! Great combination of space, updates and location.

08/06/2026

🏡 NEW LISTING | Glendale Heights

Beautifully renovated move-in ready split-level home in the heart of Glendale Heights!

✨ 3 Bedrooms
🛁 2 Full Bathrooms
📐 1,638 Sq Ft
🚗 Detached 2.5-Car Garage
🌳 Large Backyard
🧺 Laundry Room with Custom Cabinetry

Completely renovated in 2026 with all required permits, featuring:

✔️ Brand-new roof & gutters (2025)
✔️ New doors and energy-efficient windows
✔️ Fully updated electrical system with new main panel and wiring
✔️ Serviced A/C system
✔️ Open-concept layout with modern finishes throughout

💰 Price: $429,900

Estimated Monthly Payment:
✔️ 3% Down ($12,897) — Approx. $3,437/month
✔️ 10% Down ($42,990) — Approx. $3,241/month
✔️ 20% Down ($85,980) — Approx. $2,928/month

📌 Estimated monthly payment includes:
• Principal & Interest
• Property Taxes
• Homeowner’s Insurance
• Mortgage Insurance (when applicable)

Interest rates, loan terms, and monthly payments vary based on your credit profile, financing program, and current market conditions.

☎️630.943.15.35 I’m Anna Fuksa, a Realtor in Illinois with Komar. I help buyers, sellers, first-time home buyers, real estate investors, Fix & Flip clients, and new construction buyers. Contact me to schedule your private showing!

08/05/2026

National Night Out 2026 🚔💙

Tonight I had the opportunity to attend National Night Out hosted by the Hoffman Estates Police Department.

National Night Out is an annual community event that brings together police officers, firefighters, local businesses, and residents to strengthen relationships, promote public safety, and build a safer, stronger community.

One of the most impactful moments was the seat belt safety demonstration. Seeing what can happen to an unrestrained passenger during a crash was a powerful reminder that a simple click of your seat belt can save your life.

Thank you to the Hoffman Estates Police Department and everyone who made this event possible. It was an evening full of education, community, and an important reminder that safety always comes first.

08/01/2026

🏡 New Listing in Palatine!

📍Palatine, IL 60067

💰 Price: $279,990

✨ A great opportunity for both homeowners and investors. The HOA allows rentals and welcomes both cats and dogs.

Estimated Monthly Payment:

* 3% down: $2,643/month
* 5% down: $2,606/month
* 10% down: $2,516/month
* 20% down: $2,312/month

📌 Estimated monthly payment includes principal, interest, property taxes, and HOA dues. Homeowners insurance, PMI, and other possible costs are not included.

📞 I work with a lender who can help qualified buyers purchase with a low down payment. There is also a special financing program available with no monthly PMI for buyers who qualify.

☎️ 630-943-1536

Anna Fuksa
Illinois Realtor

🏡 First-Time Home Buyers • Investment Properties • New Construction • Fix & Flip